Compare Our Typical Payout Versus Your Settlement Offer
Want to maintain some coverage but tired of paying premiums? Our retained death benefit option gives you the best of both worlds.
Agents & Advisors are Incentivised Not To Inform You
The truth is, most insurance agents and brokers don’t want you to know about life settlements because it doesn’t benefit them. When you sell your policy through a life settlement, they lose out on future commissions from your premiums—and that’s money they don’t want to miss. This conflict of interest means they’re often actively against discussing this option with you, even if it’s in your best financial interest. That’s why going directly to an experienced life settlement provider, who has your goals in mind, is the smarter choice. We work for you, not the insurance companies.
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Insurance Companies Profit When Policies Lapse
The truth is, every year half a million seniors let their life insurance policies lapse, believing they have no other option. This isn't an accident - insurance companies count on this happening. When you let your policy lapse, all those years of premium payments stay with the insurance company, and they're freed from ever having to pay the death benefit. That's billions of dollars they get to keep, simply because most people don't know there's a better option.
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Insurers Can Offer You Low Surrender Values & Escape Future Payouts
If you’re smart enough to know that your policy can be turned into cash, the insurer will try to bribe you with a low surrender value, which is a mere fraction of what LIS can get you. Why? Because they'd rather pay you a small amount now than the full death benefit later. Think about it - if you accept their surrender offer, they're off the hook. They can keep most of the money to themselves. But if you sell your policy to someone else, they're still obligated to pay the full amount to whoever bought your policy. That's why we consistently get our clients 3 to 6 times more than what insurance companies offer.
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Did you know that more than 90% of life insurance policyholders don't know they can sell their policy for cash?
Get Maximum Value For Your Policy
We put your policy in front of multiple qualified buyers who compete to give you the highest possible offer.
Access to all major buyers in the life settlement market
Consistently secure 3-6x more than insurance company offers
Create competitive bidding environment for your policy
Keep Some Coverage Without Premiums
Want to maintain some coverage but tired of paying premiums? Our retained death benefit option gives you the best of both worlds.
Keep portion of your death benefit with zero future premiums
Buyers take over all premium payments
Flexible options tailored to your coverage needs
Work with True Industry Experts
With 25 years of experience and thousands of successful settlements, we know how to get you the best possible outcome.
25+ Years Of Expertise
24,000+ policies settled by our advisors
Billions of dollars paid out to clients throughout their careers
Why Choose Us?
Is LIS the Right Partner for You?
Before scheduling a call, please check if you fall into these categories to ensure we're the right fit.
Good Fit:
Universal Life Or Convertible Term Insurance Policy Holders
Individuals with policy values of $250,000 or higher
US residents with US carrier policies
People wanting to maximize their policy's value
Older Policyholders (aged 65+)
Not a Good Fit
Policies by non-US residents or from non-US insurance carriers
Insurance policies other than universal life or term plans
Term policies that can't be converted
Policies under $250,000 in value
Young Policyholders
Success in insurance isn’t about working harder—it's about deploying smarter systems that make growth inevitable and limitless.
Document your journey, Flynn, because if you keep going on the path you're on with those results at your agency, there'll be an incredible story to tell.
Steven Bartlett
Investor on Dragons' Den, Host of The Diary of a CEO
Flynn Blackie, an arbiter for Gen-Z entrepreneurship. A young man destined to make a big impact on his journey.
Brendan Kane
Author of One Million Followers and Founder of Hookpoint
Flynn is determined and creative. I'm truly excited to be able to support a bright mind that is shaping solutions for a better future.
Taavet Hinrikus
CEO and Founder of Wise (formerly Transferwise)
Flynn defies the odds. His youth has made him open-minded. He focuses relentlessly on listening and gaining feedback.
Tim Denning
Contributor at Entrepreneur Magazine, Business Insider and Top Writer on LinkedIn
Flynn is a rockstar. A super exciting young entrepreneur with a ludicrous amount of potential! Go Flynn!
Rhonda Swan
Host of The Unstoppable Show and Author of Master Emotional Intelligence
Flynn is a star. I've been watching his journey since its infancy and it's never failed to bring a smile. Can't wait to see what comes next.
Alison Edgar MBE
Author of Secrets of Successful Sales & Smash It! The Art of Getting What You Want
INDUSTRY TITANS ON OUR FOUNDER
Great work attracts great people!
Learn more about us in the press
Interested in Our System?
If you're ready to take control, unlock more capacity, grow your book of business and get more high-quality customers - then it’s time to take the next step. Let’s talk about how we can implement our proven 'Click to Commission' strategy tailored specifically for you and turn you into a dominant force. Don't let your competitors get ahead—schedule a call with us today and start seeing the growth you’ve been aiming for.
Frequently Asked Questions
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How does the life settlement process work?We start with a free policy valuation to determine your policy's market value. Then, we present your policy to multiple qualified buyers who compete to give you the best offer. Our team handles all paperwork and guides you through each step.
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How long does the process take?Typically, the process takes 60-90 days from initial valuation to receiving your funds. However, timing can vary based on policy specifics and market conditions.
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What types of policies qualify?We work with universal life insurance policies and convertible term policies valued at $250,000 or higher. The policyholder must be a US resident and the carrier must be a US-based insurer.
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What makes LIS different from other settlement companies?Unlike companies that only show you their own offer, we work with all major buyers in the market, creating competition that drives up your offer price. Our extensive network includes several exclusive funding partnerships.
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Are life settlements regulated?Yes, life settlements are fully regulated financial transactions. We maintain all required licenses and comply with all state and federal regulations.
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What costs are involved?Our initial policy valuation is completely free. We only get paid when we successfully settle your policy, taking a percentage of the settlement amount.
Meet Mark Mrky, Your Dedicated Specialist
Mark Mrky is a visionary leader in the life settlement industry. His journey began with a simple mission: helping policy owners get the true value for their life insurance policies.
With over 25 years in the industry, Mark and his team have been involved in more than 24,000 life settlement cases, pioneering many of the practices that have become industry standards today. Their commitment to transparency and maximizing value for policy owners has earned Life Insurance Settlements Inc. an exemplary reputation in the industry.
Operating from their headquarters in Pompano Beach, Florida, the team has developed unique relationships with funding entities, many exclusive to LIS. These partnerships, combined with their innovative multi-buyer approach, allow them to consistently secure higher offers for their clients.
Beyond just growing the business, Mark and his team are passionate about educating policy owners about their options. They are striving to create more public awareness about the idea that insurance policies aren't a burden but a great asset that can be liquidated to fund a happy retirement lifestyle.
$2M Universal Life Policy
$2,000,000
$350,000 Settlement
An 87-year-old client was struggling with increasing premiums on her $2M universal life policy. The insurance company offered only $87,271 as surrender value. We secured her $350,000 - four times more than the surrender offer - while eliminating all future premium payments.
Original Policy: $2,000,000
Surrender Value: $87,271
Our Settlement Offer: $350,000
Additional Value Created: $262,729
$2M Universal Life Policy
$2,000,000
$238,543 Settlement
A 75-year-old had tried unsuccessfully to sell his policy through two other brokers. After doing a little more research, he came across LIS on the internet. Our multi-buyer approach created the competitive environment needed to secure an acceptable offer. We completed the transaction before his next premium was due.
Original Policy: $2,000,000
Previous Attempts: Failed with two other brokers
Our Settlement: $238,543
Result: Better offer + no more premiums
Our Success Stories
Learn how we've helped policy owners transform their underperforming life insurance into significant cash settlements
$5M Term Policy
$5,000,000
$1M Coverage + $235k Cash
A 75-year-old client wanted to keep some coverage while eliminating premium payments. We helped him convert and keep $1M in coverage while selling the remaining $4M portion. The settlement paid for his retained coverage premiums for 3+ years.
Original Policy: $5,000,000
Coverage Retained: $1,000,000
Settlement Amount: $235,000
Result: Kept desired coverage + received cash
